How to Accept Card Payments with Loyverse POS through Tap to Pay on a Smartphone

Topics

Tap to Pay allows merchants to accept contactless payments from credit and debit cards directly on a smartphone running the Loyverse POS app — no additional hardware required.

Note: Tap to Pay is currently available in the USA only, in testing mode upon request.

Before You Begin

Loyverse Payments must be activated on your account in the Back Office, and a Loyverse Payments payment type must be configured.

Setting Up on Android

Requirements

  • NFC-enabled smartphone running Android 13 or higher.
  • Developer options must be disabled.
  • NFC must be enabled.
  • Security patch must be up to date.
  • An active internet connection.
  • Device location must be on, with location permission granted to the Loyverse POS app.

Setup Steps

Log in to the POS at a store with an active Loyverse Payments payment type.

Go to Settings → Tap to Pay

Tap to pay in Settins

Enable Tap to Pay

Enable Tap to Pay.

Once enabled, your Android smartphone is ready to accept contactless card payments.

Tap to Pay togle


Setting Up on iPhone 

Requirements

  • iPhone XS or newer.

Setup Steps

Log in to the POS at a store with an active Loyverse Payments payment type.

Go to Settings → Tap to Pay.

Tap to pay in Settins

Enable Tap to Pay.

Enable Tap to Pay

Tap Continue to link your Apple account to accept contactless payments.

Tap Continue

Read and accept the terms and conditions. Your account will then be linked.

terms and conditions

Linking Account
Once enabled, your iPhone is ready to accept contactless card payments.

Tap to Pay toggle on iPhone

 

Processing a Payment

Add items to the ticket and tap Charge.

Select Loyverse Payments as the payment method.

Loyverse Payments as the payment method

If tips are enabled in the payment type settings, tip options will appear on screen for the customer to select.

 tips to select

The screen will begin to blink, indicating the smartphone is ready to receive the card tap:

  • On iPhone: the customer can tap on the screen or the back of the device.

    Hold to pay on iPhone

Turn the screen toward the customer so they can enter their PIN to approve the transaction.

PIN to approve the transaction
  • On Android: the customer should tap from the back of the device only.

    Tap behind the device

A green confirmation indicator will appear once the payment is complete.

confirmation indicator

If prompted, turn the screen toward the customer so they can enter their PIN to approve the transaction.

PIN on Android

Loyverse POS will display the total amount paid.

Total amount

You can then print a receipt, email it to the customer, or start a new sale.

If the Transaction Fails

  • An error message will be displayed on the POS screen.
Error message
  • You can return to the payment method selection screen to retry, or choose an alternative payment method such as cash.

 

 

See also:

How to Activate Loyverse Payments

How to Accept Card Payments with Loyverse POS and Loyverse Payments on Terminal

How to Process Refunds of Sales Made with Loyverse Payments

How to View Card Transactions of Loyverse Payments and Payouts